Unsecured business credit allows you to access funds without needing to put up collateral. This means you don’t have to risk personal or business assets to secure funding.

You can use unsecured credit for various business needs, including:

Real estate investments

Business expansion

Asset acquisition

Fix-and-flip projects

Inventory and payroll

Marketing and advertising

While hard inquiries can slightly impact your score, strategic applications can minimize the effect. At Destination Destiny LLC, we guide you on when and how to apply to maintain a strong credit profile.

Chase’s 5/24 rule states that if you’ve opened 5 or more credit card accounts in the last 24 months, you will likely be denied for a new Chase credit card. We help our clients strategize their applications accordingly.

Yes. Credit utilization (how much of your available credit you’re using) accounts for 30% of your credit score. Keeping your utilization below 30% is key to maintaining a strong score.

Yes! While most people think balance transfers are only for debt consolidation, they can also be used strategically for business funding. We help our clients navigate this process effectively.

No. While smaller credit lines may be approved automatically, larger credit limits ($40,000-$250,000+) require human review. We connect our clients with the right decision-makers to increase approval chances.

The timeline varies depending on your credit profile and the lenders you apply with. Some approvals happen within days, while others take a few weeks.

Yes! At Destination Destiny LLC, we offer a done-with-you experience. You’ll have access to expert guidance, group coaching, and a community of like-minded entrepreneurs to help you through the process.

Banks typically assess the cash flow of a property to make lending decisions. Personal credit is less influential unless the property has poor cash flow, is distressed, or has a low occupancy rate.

There's no such thing as a "scam" unless someone takes your money and provides you with nothing in return. When you purchase educational materials from us, your success depends on your commitment to implementing them. Our systems are designed to guide you step-by-step towards success. Your dedication and action determine whether you achieve significant results. We offer solid, proven systems for success, and there's nothing deceptive about what we provide.

You’ll learn how to secure business credit cards, build your business credit profile, and strategically leverage funding for business growth—all without personal guarantees or collateral.

This course is perfect for entrepreneurs, small business owners, real estate investors, and anyone looking to access business credit without relying on personal credit.

The course can help you structure your business even if you're just starting, so technically, you don't need an existing business to take it. However, if the goal is to get a business credit card quickly, having a business that's at least two years old might make it easier to qualify. But regardless of whether you're just starting out or already have an established business, the course will still guide you through the process.

The course is self-paced, so you can go through the material at your own speed. Most students complete it within a few weeks and start applying for credit immediately.

Not necessarily! While a strong personal credit score can help, we also cover strategies to build business credit separately from your personal profile.

This depends on your credit profile and business structure. Many of our students secure between $50,000 and $150,000 in business credit within the first few months.

Yes, we focus on fast-track strategies to help you secure funding in the shortest time possible, while also ensuring long-term success.

When you enroll, you’ll receive exclusive bonus access to:

✅ Our list of active investors who fund businesses

✅ Pre-written dispute letters to help correct errors on your credit report

✅ Banker contact information for direct access to funding opportunities

We stand by our training, but due to the nature of digital courses, refunds are not available. However, we provide ongoing support to ensure you succeed.

Simply click the enrollment button on our website, complete your registration, and get instant access to all course materials.